Lease Purchase Homes
Lease Purchase Homes In Charlotte | Rent to own homes
What is "lease purchase"? A sales agreement combined with a lease in which the Tenant has exclusive rights to purchase the home within the lease period. The purchase price, monthly rent, rent credits, and length of lease are established up front. This is a great way to beat the rising home prices by lockng in a price now. This can be great for someone relocating to Charlotte, tired of paying rent, or need some time before the actual purchase.
When can you move into a lease purchase Charlotte home? - Depending on your needs, you can move into your new home in just a few days. In most cases Occupancy can be arranged to accommodate your current living situation.
Can I Qualify to lease purchase Charlotte home? - There is no bank involved at this point. We will get you in a monthly payment you can be comfortable with and work on building a record that will help you get the mortgage when the time is right.
True equity in a home = True home ownership - A Lease Purchase locks in a purchase price the day you move in and remains the same throughout your lease. You can lock in the purchase price and get into a growing area and expanding market at a locked in price for the future.
Lower than rent - generally a lease purchase Charlotte monthly rate will be less than a mortgage payment. You can build value in the home and build equity toward a downpayment with a slower rate to fit your needs at this time. All this time you are living in a beautiful lease purchase Charlotte home.
Works with all Credit Situations - With a Lease/Purchase your ability to make the monthly payments is our main concern. If there are credit issues to overcome this can be worked on and corrected while you're living in your home. With time on your side and our help, most credit issues can be corrected. You can take as little time as necessary to close, or we can give you additional time as needed.
We offer a fair price and huge rent credits - With a very small downpayment you can move into a lease purchase Charlotte home in almost any area of this great city. We will not put our homes on an elevated price, and you will earn large credits toward the value of the home every month!
What are "rent to own homes" then?
Rent to own is basically the same situation by another name. The fact that rent is so prominent has put a negative spin on the term rent to own. In either case, the homebuyers is generally entering into a rental agreement with the seller. This provides a flexible safe way for the seller to offer a home with all of the landlord protections in place. The buy also is protected as they are guarenteed a buying price, and a prestated credit form each months "rent payment" that will carry over when they complete the purchase through a later acquired mortgage.
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"Making you an NC homeowner this week."

